According to the international insurance practice, the basic risks of Marine insurance adopt "Warehouse to Warehouse Clause "(WWClause), that is, the insurance liability starts to take effect from the consignor's Warehouse or storage place at the place of departure of the insured goods specified in the policy. Including transport by sea, land, river and barge in the normal course of transport until the goods reach the warehouse of the consignee at the destination named in the policy, but not exceeding 60 days after the insured goods are discharged from the seagoing vessel.

General additional risks are covered within the scope of all risks. Marine insurance All Risks is not required to cover any general additional risks, provided that it should be noted that Marine insurance all risks are not liable for all losses caused by risks.

The coverage of Marine war risks under special additional risks includes losses arising out of war, acts similar to war and hostilities, armed conflict or acts of piracy, and capture, detention, detention, prohibition or seizure arising therefrom; Or damage caused by conventional weapons (including mines, torpedoes, bombs); And general average sacrifice, contribution and salvage expenses arising out of any cause. However, it shall not be liable for damages caused by atomic bombs, hydrogen bombs and other thermonuclear weapons. The period of insurance coverage for war risks shall be limited to surface risks, that is, from the time when the goods are loaded on board a sea vessel or barge at the port of departure until the destination vessel or barge; If not DISCHARGED FROM THE SEAGOING VESSEL OR BARGE, THE INSURANCE LIABILITY shall terminate automatically 15 days AFTER THE SEAGOING VESSEL REACHES THE PORT OF DESTINATION AT MIDNIGHT OF the SAME DAY. The clauses also provide that, subject to war risk, strike risk is covered at no extra charge.